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Automobile Accidents Time is of the Essence |
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Written by Webmaster
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Thursday, 04 March 2010 |
By Triallaw1
 Most people do not realize that if you have been involved in an automobile accident that there are strict limitations of time to file certain types of documents or you lose your right for benefits.
It is true that if you have been involved in a car accident that you have three years to bring a lawsuit to recover money damages. This rule changes if the vehicle that hit you is government owned in which case you have to comply with Notice of Claim requirements which generally means filing a document within 90 days with the appropriate government agency.
However, what about your no-fault benefits? No-Fault is the insurance company, which pays your medical expenses and loss of earnings. If you are a driver or passenger in a car, your no-fault benefits are provided by the insurance company of the car that you are a passenger in. If you are a pedestrian and are hit by a car it is the insurer of the vehicle that hit you.
To obtain no-fault benefits, you must file a claim with the correct insurance
but you have only 30 days to do it or you lose benefits. The minimum amount of no-fault coverage for medical expenses and loss of earnings is $50,000.00.
You might think that it sounds easy to file to within 30 days but what if you are taken to a hospital before you had a chance to get the information about the cars insurance? That is why you need to see attorneys skilled and experienced at dealing with such matters. An auto, car injury attorney can hire an investigator to interview the driver or check the Department of Motor Vehicles records and obtain the police report that should contain the insurance information.
There are other reasons to contact a auto injury lawyer quickly. What if the car you were in or the car that hit you was being operated in violation of the law that requires insurance? In that case, you have to file quickly under the provisions of your own insurance policy which provides coverage if you are struck by an uninsured vehicle or if you do not have a car, then you must file with the Motor Vehicle Accident Indemnification Corporation an agency set up to protect people who are involved in accidents with uninsured drivers.
The lesson here is to get a auto, car injury lawyer immediately so you do not lose the coverage for payment of your medical expenses and loss of earnings under the no-fault law.
Article Source : Article King Pro - Free Reprints and Distribution
Adam Smith belong to a group of new york personal injury lawyers, new york auto, car injury lawyers - performing legal services for the people who are seeking injury compensation claims of personal injury, medical malpractices, construction auto injuries, premises and property cases, etc.
Visit www.Triallaw1.com for more information on auto injury cases.
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Last Updated ( Thursday, 04 March 2010 )
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